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This website is operated by IHCSB Affinity, a division of IHC Specialty Benefits, Inc., 5353 Wayzata Blvd, Ste. 300, St. Louis Park, MN, 55416 (IHCSB), a licensed insurance agency. IHCSB is a technology-driven, full-service marketing and distribution company that focuses on small employer and individual consumer products through general agents, telebrokerage, advisor centers, and private-label arrangements. Contact may be made by an insurance agent/producer or insurance company. We offer plans from a number of insurance companies.”